Benefit Advisors have sometimes shied away from individual disability insurance, not because there wasn’t a need for it, but instead because of underwriting concerns. It’s a terrible feeling to convince a decision maker in one of your groups of the need for individual coverage, only to have them turned down for coverage when you apply.
For your groups with highly compensated employees who exceed the group LTD maximum, or have large amounts of bonus and incentive compensation not covered under the LTD plan, Disability Income Protection Group has the answer! With groups of as few as 3 employees, our carriers will make Guaranteed Standard Issue (GSI) offers.
These GSI offers allow you to adequately cover the highly compensated employees in your group without the fear of a decision maker being turned down and potentially harming your relationship.
By partnering with Disability Income Protection Group, you get the following resources:
Outsourced Expert Individual Disability Income Advice and Placement Services
Online Enrollment for Employees - all electronic signatures - no paperwork!
Dedicated Website designed for your Corporate Client to help educate and enroll employees
We also offer the ability to screen-share and have video calls
Comments